|
The 100 point check is a personal identification system adopted by the Australian Government to combat financial transaction fraud by individuals and companies, enacted by the ''Financial Transactions Reports Act (1988) (FTR Act)'',〔(Financial Transaction Reports Regulations 1990 paragraph 4 )〕 which gave rise to the Australian Transaction Reports and Analysis Centre (AUSTRAC). The 100 point system applies to individuals opening new financial accounts in Australia, including bank accounts or betting accounts. Points are allocated to the types of documentary proof of identity that the person can produce, and they must have at least 100 points of identification to be able to operate an account. "Reporting entities" are required to identify their customers using the 100 point check system. Accounts may be opened, but can only be operated (i.e. withdrawals made) by an identified customer; and an unidentified customer is blocked from making withdrawals. Generally, identification can be transferred from one account to another, so that for instance a person once identified does not need to produce documents again when opening a second account at the same institution. The scope of the system has been extended and now also applies to the establishment of other official identity documents, such as a passport and driving licence.〔(Transport for NSW - 100 Point Check )〕 An issue for many Australian organisations is the capture of credit card primary account numbers (PANs), referred to below under the 25 Points section as Credit Card or EFTPOS Card. This practice is not compliant with the Payment Card Industry Data Security Standard and must be removed from all 100 point check forms. ==Documents== 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「100 point check」の詳細全文を読む スポンサード リンク
|